$1,900
Loan amount
$500 - $1,900
Interest
4 %
Maturity
3 - 12 months
Fast information
Properties of this loan
- Online loans up to $1 900
- Term 3 - 12 months
Loan requirements
- You must be over 18 years old
- An Australian citizen or Australian permanent resident and have a regular income
- You will also need your own email address and mobile phone number
Borrow from $500 with interest from the 4 %
Moread
$10,000
Loan amount
$500 - $10,000
Interest
48 %
Maturity
1 - 36 months
Fast information
Properties of this loan
- Online loans up to $10 000
- Term 1 - 36 months
Loan requirements
- Be a Permanent Resident
- Be aged 18 years or over
- Be employed and get paid into your bank account
- Have a reasonable credit history
- Earn at least $600 a month
Borrow from $500 with interest from the 48 %
Moread
$5,000
Loan amount
$300 - $5,000
Interest
8.99 %
Maturity
62 days - 84 months
Fast information
Properties of this loan
- Online loans up to $5 000
- Term 62 days - 84 months
- Easy online application
Loan requirements
- Your main source of income must not be Centrelink
- You must be over 18 years and employed
- You must have an active bank account with internet banking
Borrow from $300 with interest from the 8.99 %
Moread
$3,000
Loan amount
$500 - $3,000
Interest
47.8 %
Maturity
4 - 12 months
Fast information
Properties of this loan
- Online loans up to $3 000
- Term 4 - 12 months
- Easy online application
Loan requirements
- Internet banking details, or statements for the past 90 days
- Two types of identification — drivers licence number, Medicare card number, or passport number
- Your BSB and bank account number, so they know where to deposit your money
Borrow from $500 with interest from the 47.8 %
Moread
$2,000
Loan amount
$150 - $2,000
Interest
20 %
Maturity
1 - 9 weeks
Fast information
Properties of this loan
- Online loans up to $2 000
- Term 1 - 9 weeks
- Easy online application
Loan requirements
- You must be at least 18 years old
- You must have a regular income of at least $300/week (take home pay) which can be a combination of employment and government benefits
Borrow from $150 with interest from the 20 %
Moread
$1,000
Loan amount
$100 - $1,000
Interest
12 %
Maturity
1 - 12 months
Fast information
Properties of this loan
- Online loans up to $1 000
- Term 1 - 12 months
Loan requirements
- Be a Permanent Resident
- Be aged 18 years or over
Borrow from $100 with interest from the 12 %
Moread
$5,000
Loan amount
$300 - $5,000
Interest
24 %
Maturity
1 - 24 months
Fast information
Properties of this loan
- Online loans up to $5 000
- Term 1 - 24 months
Loan requirements
- Be a Permanent Resident
- Be aged 18 years or over
Borrow from $300 with interest from the 24 %
Moread
$10,000
Loan amount
$300 - $10,000
Interest
4 %
Maturity
12 - 24 months
Fast information
Properties of this loan
- Online loans up to $3 000
- Term 5 - 20 weeks
Loan requirements
- Over 18 years of age
- Australian citizen or permanent resident
- Have a regular income for at least 90 days minimum
- Have an active Australian mobile number & email address
Borrow from $300 with interest from the 4 %
Moread
$2,000
Loan amount
$300 - $2,000
Interest
4 %
Maturity
5 - 20 weeks
Fast information
Properties of this loan
- Online loans up to $3 000
- Term 5 - 20 weeks
Loan requirements
- You have to be at least 18 years old
- You also need to have a regular income of at least $300/week from a full time or part time job
- This also includes government benefits and pensions
- However, keep in mind that your income cannot come fully from government benefits or pensions
Borrow from $300 with interest from the 4 %
Moread
$5,000
Loan amount
$300 - $5,000
Interest
20 %
Maturity
1 - 12 months
Fast information
Properties of this loan
- Online loans up to $5 000
- Term 1 - 12 months
Loan requirements
- Be at least 18
- Permanent resident of Australia
Borrow from $300 with interest from the 20 %
Moread
$5,000
Loan amount
$200 - $5,000
Interest
20 %
Maturity
62 - 90 days
Fast information
Properties of this loan
- Online loans up to $5 000
- Term 62 - 90 days
- Easy online application
Loan requirements
- You must be over 18 years and employed
- You must have an active bank account with internet banking
Borrow from $200 with interest from the 20 %
Moread
$2,000
Loan amount
$100 - $2,000
Interest
24 %
Maturity
1 - 3 months
Fast information
Properties of this loan
- Online loans up to $2 000
- Term 1 - 3 months
- Easy online application
Loan requirements
- You need to be at least 18 years old to apply for a loan
- Valid mobile number and email address
Borrow from $100 with interest from the 24 %
Moread
$50,000
Loan amount
$100 - $50,000
Interest
6.99 %
Maturity
1 - 7 years
Fast information
Properties of this loan
- Online loans up to $50 000
- Term 1 - 7 years
- Easy online application
Loan requirements
- An Australian resident
- Over 18
- Employed
Borrow from $100 with interest from the 6.99 %
Moread
$2,000
Loan amount
$100 - $2,000
Interest
12.99 %
Maturity
1 - 18 months
Fast information
Properties of this loan
- Variety of credit cards
- Quick verification
Loan requirements
- 18 years or older and a permanent Australian resident
- Permanent full-time or part-time employment, or self employed
- Earn a minimum income of $25,000 per year or more
- Have a good credit rating
- Have an Australian mobile phone number
- Have your email address handy so you can receive electronic statements and other communications via email
- Have your existing flybuys membership number ready (if you have one)
Borrow from $100 with interest from the 12.99 %
Moread
$4,000
Loan amount
$400 - $4,000
Interest
9.9 %
Maturity
1 - 12 months
Fast information
Properties of this loan
- Variety of credit cards
- Low interest rates
Loan requirements
- At least 18 years old
- An Australian citizen or permanent resident
Borrow from $400 with interest from the 9.9 %
Moread
$15,000
Loan amount
$500 - $15,000
Interest
4 %
Maturity
3 - 24 months
Fast information
Properties of this loan
- Online loans up to $15 000
- Term 3 - 24 months
- Easy online application
Loan requirements
- Cashify Personal Loans from $500.00 – $2,000.00: Maximum Monthly Interest Rate is 4%. Maximum Annual Percentage Rate (APR) is 48%. The Establishment Fee is 20% of the loan amount borrowed. Other fees may apply. Please refer to your loan contract for all fees, interest, and terms and conditions. Minimum loan contracts are generally 90 days with most loan contracts between 90 to 365 days. For example, a loan of $500.00 repaid over 3 months equates to a total amount payable of $702.00 comprised of $500.00 principal (amount borrowed), $100.00 Establishment Fee, $72.00 in interest and $30.00 in monthly account fees.
Borrow from $500 with interest from the 4 %
Moread
$2,000
Loan amount
$200 - $2,000
Interest
2 %
Maturity
3 - 12 months
Fast information
Properties of this loan
- Online loans up to $2 000
- Term 3 - 12 months
Loan requirements
- Must be an Australian citizen or a Permanent Resident residing in Australia
- Must be at least 18 years of age
- Must earn a minimum gross income of $22,000 annually
- Must have an Australian mobile number and valid email address
Borrow from $200 with interest from the 2 %
Moread
$2,000
Loan amount
$300 - $2,000
Interest
4 %
Maturity
9 – 13 weeks
Fast information
Properties of this loan
- Online loans up to $2 000
- Term 9 – 13 weeks
Borrow from $300 with interest from the 4 %
Moread
$5,000
Loan amount
$500 - $5,000
Interest
9.9 %
Maturity
1 – 36 months
Fast information
Properties of this loan
- Online loans up to $5 000
- Term 1 - 36 months
Loan requirements
- Over 18 years of age
- Australian citizen or permanent resident
- Have a regular income for at least 90 days minimum
- Have an active Australian mobile number & email address
Borrow from $500 with interest from the 9.9 %
Moread
$4,000
Loan amount
$500 - $4,000
Interest
13.99 %
Maturity
1 – 30 months
Fast information
Properties of this loan
- Bank of Melbourne Low rate card up to $4 000
- Term 1 - 30 months
- Up to 55 days interest-free
Loan requirements
- 18 years or older
- A permanent resident of Australia or hold a relevant work visa
- Not currently bankrupt
- Employed, or a self-funded retiree
Borrow from $500 with interest from the 13.99 %
Moread
$15,000
Loan amount
$100 - $15,000
Interest
5.75 %
Maturity
3 – 72 months
Fast information
Properties of this loan
- Online loans up to $15 000
- Term 3 - 72 months
Loan requirements
- Personal contact details, including a form of identification and the reason for the loan
- Details of employment, including salary, payslips, payment frequency and evidence of your regular income (if self-employed, you may need to provide some evidence of business activity statements or tax verification)
- Information about pre-existing debts, credit or other assets
- Details of any Centrelink payments, or another social benefit
- Lenders, on occasion, may request additional documentation not listed above. In most cases a decision is likely to be made within a few minutes, however, it may sometimes be longer depending on your application and additional information that may be required
Borrow from $100 with interest from the 5.75 %
Moread
$80,000
Loan amount
$500 - $80,000
Interest
21.49 %
Maturity
1 – 12 months
Fast information
Properties of this loan
- Credit Card up to $80 000
- Term 1 – 12 months
Loan requirements
- 18 years or older
- A permanent resident of Australia or hold a relevant work visa
- Not currently bankrupt
- Employed, or a self-funded retiree
Borrow from $500 with interest from the 21.49 %
Moread
$5,000
Loan amount
$500 - $5,000
Interest
8.7 %
Maturity
22 - 52 weeks
Fast information
Properties of this loan
- Online loans up to $5 000
- Term 22 - 52 weeks
- Easy online application
Loan requirements
- Be at least 18 years old
- Be an Australian citizen or permanent resident
- Have a minimum weekly income of $500
- Not have Centrelink as your only source of income
- Safe Financial considers applications from people with bad credit but they discourage applicants from people with multiple unpaid loan defaults on their credit report or if they're currently in a Part 9 Debt Agreement
Borrow from $500 with interest from the 8.7 %
Moread
$10,000
Loan amount
$300 - $10,000
Interest
8 %
Maturity
1 – 12 months
Fast information
Properties of this loan
- Online loans up to $10 000
- Term 1 - 12 months
- Easy online application
Loan requirements
- 18 years of age or older
- A permanent Australian resident
- In regular paid employment (not including Centrelink)
Borrow from $300 with interest from the 8 %
Moread
$50,000
Loan amount
$500 - $50,000
Interest
11.99 %
Maturity
1 – 12 months
Fast information
Properties of this loan
- Credit Card up to $50 000
- Term 1 – 12 months
Loan requirements
- 18 years or older
- A permanent resident of Australia or hold a relevant work visa
- Not currently bankrupt
- Employed, or a self-funded retiree
Borrow from $500 with interest from the 11.99 %
Moread
We have compared 135 loans. The last update was made on 9.06.2025 in 16 hours 14 minutes.
Loans up to $500 in Australia
What loan options of $500 are available in Australia?
There are many different loan options available to suit a variety of needs. There are small loans, payday loans, personal loans (unsecured or secured), home loans and car loans, to name a few. These loans all come at varying costs depending on your needs and circumstances. For example, a personal loan secured by an asset will be available at a lower interest rate to someone with a good credit score, and someone with a less than sterling credit rating may be able to get a higher interest rate loan with a lender who considers bad credit applicants.
Compare loan options below to discover lenders who can offer:
- Same day finance for loans of $500
- Bad credit loans
- Payday loans
- Unsecured personal loans
- Secured personal loans
- Car loans
- Mortgages
Whether you’re unemployed, self-employed, have a bad credit score, are receiving Centrelink benefits, are retired or just need cash fast, our loan comparator will find the solution for you. Compare loans of up to $500 in the table above.